diff --git a/src/ROUTES.js b/src/ROUTES.js
index 21a8dffbc749..8a2319b14ab1 100644
--- a/src/ROUTES.js
+++ b/src/ROUTES.js
@@ -10,6 +10,7 @@ const REPORT = 'r';
 export default {
     BANK_ACCOUNT: 'bank-account/:stepToOpen?',
     BANK_ACCOUNT_PERSONAL: 'bank-account/personal',
+    getBankAccountRoute: stepToOpen => `bank-account/${stepToOpen}`,
     HOME: '',
     SETTINGS: 'settings',
     SETTINGS_PROFILE: 'settings/profile',
diff --git a/src/libs/Navigation/AppNavigator/AuthScreens.js b/src/libs/Navigation/AppNavigator/AuthScreens.js
index 0eccf8732a96..96c964e441a7 100644
--- a/src/libs/Navigation/AppNavigator/AuthScreens.js
+++ b/src/libs/Navigation/AppNavigator/AuthScreens.js
@@ -299,6 +299,7 @@ class AuthScreens extends React.Component {
                     options={modalScreenOptions}
                     component={ReimbursementAccountModalStackNavigator}
                     listeners={modalScreenListeners}
+                    initialParams={{stepToOpen: CONST.BANK_ACCOUNT.STEP.BANK_ACCOUNT}}
                 />
                 <RootStack.Screen
                     name="WorkspaceInvite"
diff --git a/src/libs/actions/BankAccounts.js b/src/libs/actions/BankAccounts.js
index ea499937d5eb..b6d7cf18bb31 100644
--- a/src/libs/actions/BankAccounts.js
+++ b/src/libs/actions/BankAccounts.js
@@ -325,8 +325,10 @@ function fetchUserWallet() {
 
 /**
  * Fetch the bank account currently being set up by the user for the free plan if it exists.
+ *
+ * @param {String} [stepToOpen]
  */
-function fetchFreePlanVerifiedBankAccount() {
+function fetchFreePlanVerifiedBankAccount(stepToOpen) {
     // We are using set here since we will rely on data from the server (not local data) to populate the VBA flow
     // and determine which step to navigate to.
     Onyx.set(ONYXKEYS.REIMBURSEMENT_ACCOUNT, {loading: true});
@@ -461,6 +463,14 @@ function fetchFreePlanVerifiedBankAccount() {
                         currentStep = CONST.BANK_ACCOUNT.STEP.BANK_ACCOUNT;
                     }
 
+                    // If we are providing a stepToOpen via a deep link then we will always navigate to that step. This
+                    // should be used with caution as it is possible to drop a user into a flow they can't complete e.g.
+                    // if we drop the user into the CompanyStep, but they have no accountNumber or routing Number in
+                    // their achData.
+                    if (stepToOpen) {
+                        currentStep = stepToOpen;
+                    }
+
                     // 'error' displays any string set as an error encountered during the add Verified BBA flow.
                     // If we are fetching a bank account, clear the error to reset.
                     Onyx.merge(ONYXKEYS.REIMBURSEMENT_ACCOUNT, {
diff --git a/src/pages/ReimbursementAccount/ReimbursementAccountPage.js b/src/pages/ReimbursementAccount/ReimbursementAccountPage.js
index 038899ae1830..ce76ff22233c 100644
--- a/src/pages/ReimbursementAccount/ReimbursementAccountPage.js
+++ b/src/pages/ReimbursementAccount/ReimbursementAccountPage.js
@@ -24,6 +24,7 @@ import CompanyStep from './CompanyStep';
 import RequestorStep from './RequestorStep';
 import ValidationStep from './ValidationStep';
 import BeneficialOwnersStep from './BeneficialOwnersStep';
+import ROUTES from '../../ROUTES';
 import HeaderWithCloseButton from '../../components/HeaderWithCloseButton';
 
 const propTypes = {
@@ -80,7 +81,30 @@ const defaultProps = {
 
 class ReimbursementAccountPage extends React.Component {
     componentDidMount() {
-        fetchFreePlanVerifiedBankAccount();
+        // We can specify a step to navigate to by using route params when the component mounts.
+        fetchFreePlanVerifiedBankAccount(this.getStepToOpenFromRouteParams());
+    }
+
+    componentDidUpdate(prevProps) {
+        const currentStep = lodashGet(
+            this.props,
+            'reimbursementAccount.achData.currentStep',
+            CONST.BANK_ACCOUNT.STEP.BANK_ACCOUNT,
+        );
+        const previousStep = lodashGet(
+            prevProps,
+            'reimbursementAccount.achData.currentStep',
+            CONST.BANK_ACCOUNT.STEP.BANK_ACCOUNT,
+        );
+
+        if (currentStep === previousStep) {
+            return;
+        }
+
+        // When the step changes we will navigate to update the route params. This is mostly cosmetic as we only use
+        // the route params when the component first mounts to jump to a specific route instead of picking up where the
+        // user left off in the flow.
+        Navigation.navigate(ROUTES.getBankAccountRoute(this.getRouteForCurrentStep(currentStep)));
     }
 
     /**
@@ -103,6 +127,26 @@ class ReimbursementAccountPage extends React.Component {
         }
     }
 
+    /**
+     * @param {String} currentStep
+     * @returns {String}
+     */
+    getRouteForCurrentStep(currentStep) {
+        switch (currentStep) {
+            case CONST.BANK_ACCOUNT.STEP.COMPANY:
+                return 'company';
+            case CONST.BANK_ACCOUNT.STEP.REQUESTOR:
+                return 'requestor';
+            case CONST.BANK_ACCOUNT.STEP.ACH_CONTRACT:
+                return 'contract';
+            case CONST.BANK_ACCOUNT.STEP.VALIDATION:
+                return 'validate';
+            case CONST.BANK_ACCOUNT.STEP.BANK_ACCOUNT:
+            default:
+                return 'new';
+        }
+    }
+
     render() {
         if (!Permissions.canUseFreePlan(this.props.betas)) {
             console.debug('Not showing new bank account page because user is not on free plan beta');
@@ -156,9 +200,11 @@ class ReimbursementAccountPage extends React.Component {
         const error = lodashGet(this.props, 'reimbursementAccount.error');
         const maxAttemptsReached = lodashGet(this.props, 'reimbursementAccount.maxAttemptsReached');
 
-        // We grab the currentStep from the achData to determine which view to display. The SetupWithdrawalAccount flow
-        // allows us to continue the flow from various points depending on where the user left off. We can also
-        // specify a specific step to navigate to by using route params.
+        // The SetupWithdrawalAccount flow allows us to continue the flow from various points depending on where the
+        // user left off. This view will refer to the achData as the single source of truth to determine which route to
+        // display. We can also specify a specific route to navigate to via route params when the component first
+        // mounts which will set the achData.currentStep after the account data is fetched and overwrite the logical
+        // next step.
         const achData = lodashGet(this.props, 'reimbursementAccount.achData', {});
         const currentStep = achData.currentStep || CONST.BANK_ACCOUNT.STEP.BANK_ACCOUNT;
         return (