diff --git a/src/components/ReportActionItem/ReportPreview.js b/src/components/ReportActionItem/ReportPreview.js
index f9001ed51258..0ddd8098f460 100644
--- a/src/components/ReportActionItem/ReportPreview.js
+++ b/src/components/ReportActionItem/ReportPreview.js
@@ -127,7 +127,7 @@ function ReportPreview(props) {
     const hasErrors = hasReceipts && ReportUtils.hasMissingSmartscanFields(props.iouReportID);
     const lastThreeTransactionsWithReceipts = ReportUtils.getReportPreviewDisplayTransactions(props.action);
     const lastThreeReceipts = _.map(lastThreeTransactionsWithReceipts, ({receipt, filename}) => ReceiptUtils.getThumbnailAndImageURIs(receipt.source, filename || ''));
-
+    const hasNonReimbursableTransactions = ReportUtils.hasNonReimbursableTransactions(props.iouReportID);
     const hasOnlyOneReceiptRequest = numberOfRequests === 1 && hasReceipts;
     const previewSubtitle = hasOnlyOneReceiptRequest
         ? TransactionUtils.getMerchant(transactionsWithReceipts[0])
@@ -166,7 +166,11 @@ function ReportPreview(props) {
             return props.translate('iou.managerApproved', {manager: ReportUtils.getDisplayNameForParticipant(managerID, true)});
         }
         const managerName = isPolicyExpenseChat ? ReportUtils.getPolicyName(props.chatReport) : ReportUtils.getDisplayNameForParticipant(managerID, true);
-        return props.translate(iouSettled || props.iouReport.isWaitingOnBankAccount ? 'iou.payerPaid' : 'iou.payerOwes', {payer: managerName});
+        let paymentVerb = hasNonReimbursableTransactions ? 'iou.payerSpent' : 'iou.payerOwes';
+        if (iouSettled || props.iouReport.isWaitingOnBankAccount) {
+            paymentVerb = 'iou.payerPaid';
+        }
+        return props.translate(paymentVerb, {payer: managerName});
     };
 
     const bankAccountRoute = ReportUtils.getBankAccountRoute(props.chatReport);
diff --git a/src/languages/en.ts b/src/languages/en.ts
index 33abf7d84d46..2fb9805520a2 100755
--- a/src/languages/en.ts
+++ b/src/languages/en.ts
@@ -553,6 +553,8 @@ export default {
         payerOwes: ({payer}: PayerOwesParams) => `${payer} owes: `,
         payerPaidAmount: ({payer, amount}: PayerPaidAmountParams): string => `${payer} paid ${amount}`,
         payerPaid: ({payer}: PayerPaidParams) => `${payer} paid: `,
+        payerSpentAmount: ({payer, amount}: PayerPaidAmountParams): string => `${payer} spent ${amount}`,
+        payerSpent: ({payer}: PayerPaidParams) => `${payer} spent: `,
         managerApproved: ({manager}: ManagerApprovedParams) => `${manager} approved:`,
         payerSettled: ({amount}: PayerSettledParams) => `paid ${amount}`,
         waitingOnBankAccount: ({submitterDisplayName}: WaitingOnBankAccountParams) => `started settling up, payment is held until ${submitterDisplayName} adds a bank account`,
diff --git a/src/languages/es.ts b/src/languages/es.ts
index 963bcd70f3df..26881a44811b 100644
--- a/src/languages/es.ts
+++ b/src/languages/es.ts
@@ -545,6 +545,8 @@ export default {
         payerOwes: ({payer}: PayerOwesParams) => `${payer} debe: `,
         payerPaidAmount: ({payer, amount}: PayerPaidAmountParams) => `${payer} pagó ${amount}`,
         payerPaid: ({payer}: PayerPaidParams) => `${payer} pagó: `,
+        payerSpentAmount: ({payer, amount}: PayerPaidAmountParams): string => `${payer} gastó ${amount}`,
+        payerSpent: ({payer}: PayerPaidParams) => `${payer} gastó: `,
         managerApproved: ({manager}: ManagerApprovedParams) => `${manager} aprobó:`,
         payerSettled: ({amount}: PayerSettledParams) => `pagó ${amount}`,
         waitingOnBankAccount: ({submitterDisplayName}: WaitingOnBankAccountParams) => `inicio el pago, pero no se procesará hasta que ${submitterDisplayName} añada una cuenta bancaria`,
diff --git a/src/libs/ReportUtils.js b/src/libs/ReportUtils.js
index e3aa06f5b91f..8c8f203f8f18 100644
--- a/src/libs/ReportUtils.js
+++ b/src/libs/ReportUtils.js
@@ -1267,6 +1267,17 @@ function isWaitingForTaskCompleteFromAssignee(report, parentReportAction = {}) {
     return isTaskReport(report) && isReportManager(report) && isOpenTaskReport(report, parentReportAction);
 }
 
+/**
+ * Returns number of transactions that are nonReimbursable
+ *
+ * @param {Object|null} iouReportID
+ * @returns {Number}
+ */
+function hasNonReimbursableTransactions(iouReportID) {
+    const allTransactions = TransactionUtils.getAllReportTransactions(iouReportID);
+    return _.filter(allTransactions, (transaction) => transaction.reimbursable === false).length > 0;
+}
+
 /**
  * @param {Object} report
  * @param {Object} allReportsDict
@@ -1344,6 +1355,10 @@ function getMoneyRequestReportName(report, policy = undefined) {
         return `${payerPaidAmountMesssage} • ${Localize.translateLocal('iou.pending')}`;
     }
 
+    if (hasNonReimbursableTransactions(report.reportID)) {
+        return Localize.translateLocal('iou.payerSpentAmount', {payer: payerName, amount: formattedAmount});
+    }
+
     if (report.hasOutstandingIOU) {
         return Localize.translateLocal('iou.payerOwesAmount', {payer: payerName, amount: formattedAmount});
     }
@@ -1565,7 +1580,8 @@ function getReportPreviewMessage(report, reportAction = {}, shouldConsiderReceip
         return Localize.translateLocal('iou.waitingOnBankAccount', {submitterDisplayName});
     }
 
-    return Localize.translateLocal('iou.payerOwesAmount', {payer: payerName, amount: formattedAmount});
+    const containsNonReimbursable = hasNonReimbursableTransactions(report.reportID);
+    return Localize.translateLocal(containsNonReimbursable ? 'iou.payerSpentAmount' : 'iou.payerOwesAmount', {payer: payerName, amount: formattedAmount});
 }
 
 /**
@@ -3988,6 +4004,7 @@ export {
     areAllRequestsBeingSmartScanned,
     getReportPreviewDisplayTransactions,
     getTransactionsWithReceipts,
+    hasNonReimbursableTransactions,
     hasMissingSmartscanFields,
     getIOUReportActionDisplayMessage,
     isWaitingForTaskCompleteFromAssignee,
diff --git a/src/libs/actions/IOU.js b/src/libs/actions/IOU.js
index 7f5f6d74ed67..a95d69243ec8 100644
--- a/src/libs/actions/IOU.js
+++ b/src/libs/actions/IOU.js
@@ -1767,7 +1767,8 @@ function editMoneyRequest(transactionID, transactionThreadReportID, transactionC
         updatedMoneyRequestReport.lastMessageHtml = lastMessage[0].html;
 
         // Update the last message of the chat report
-        const messageText = Localize.translateLocal('iou.payerOwesAmount', {
+        const hasNonReimbursableTransactions = ReportUtils.hasNonReimbursableTransactions(iouReport);
+        const messageText = Localize.translateLocal(hasNonReimbursableTransactions ? 'iou.payerSpentAmount' : 'iou.payerOwesAmount', {
             payer: updatedMoneyRequestReport.managerEmail,
             amount: CurrencyUtils.convertToDisplayString(updatedMoneyRequestReport.total, updatedMoneyRequestReport.currency),
         });
@@ -1987,7 +1988,8 @@ function deleteMoneyRequest(transactionID, reportAction, isSingleTransactionView
         updatedIOUReport.lastVisibleActionCreated = lastVisibleAction.created;
 
         updatedReportPreviewAction = {...reportPreviewAction};
-        const messageText = Localize.translateLocal('iou.payerOwesAmount', {
+        const hasNonReimbursableTransactions = ReportUtils.hasNonReimbursableTransactions(iouReport);
+        const messageText = Localize.translateLocal(hasNonReimbursableTransactions ? 'iou.payerSpentAmount' : 'iou.payerOwesAmount', {
             payer: updatedIOUReport.managerEmail,
             amount: CurrencyUtils.convertToDisplayString(updatedIOUReport.total, updatedIOUReport.currency),
         });