diff --git a/src/libs/ReportUtils.ts b/src/libs/ReportUtils.ts
index 4485c597b0a4..ef90a1f2ddbf 100644
--- a/src/libs/ReportUtils.ts
+++ b/src/libs/ReportUtils.ts
@@ -3358,7 +3358,7 @@ function getTransactionReportName(reportAction: OnyxEntry<ReportAction | Optimis
     const report = getReportOrDraftReport(transaction?.reportID);
     const amount = TransactionUtils.getAmount(transaction, !isEmptyObject(report) && isExpenseReport(report)) ?? 0;
     const formattedAmount = CurrencyUtils.convertToDisplayString(amount, TransactionUtils.getCurrency(transaction)) ?? '';
-    const comment = (!TransactionUtils.isMerchantMissing(transaction) ? TransactionUtils.getMerchant(transaction) : TransactionUtils.getDescription(transaction)) ?? '';
+    const comment = TransactionUtils.getMerchantOrDescription(transaction);
     if (ReportActionsUtils.isTrackExpenseAction(reportAction)) {
         return Localize.translateLocal('iou.threadTrackReportName', {formattedAmount, comment});
     }
@@ -3409,7 +3409,7 @@ function getReportPreviewMessage(
 
             const amount = TransactionUtils.getAmount(linkedTransaction, !isEmptyObject(report) && isExpenseReport(report)) ?? 0;
             const formattedAmount = CurrencyUtils.convertToDisplayString(amount, TransactionUtils.getCurrency(linkedTransaction)) ?? '';
-            return Localize.translateLocal('iou.didSplitAmount', {formattedAmount, comment: TransactionUtils.getDescription(linkedTransaction) ?? ''});
+            return Localize.translateLocal('iou.didSplitAmount', {formattedAmount, comment: TransactionUtils.getMerchantOrDescription(linkedTransaction)});
         }
     }
 
@@ -3431,7 +3431,7 @@ function getReportPreviewMessage(
 
             const amount = TransactionUtils.getAmount(linkedTransaction, !isEmptyObject(report) && isExpenseReport(report)) ?? 0;
             const formattedAmount = CurrencyUtils.convertToDisplayString(amount, TransactionUtils.getCurrency(linkedTransaction)) ?? '';
-            return Localize.translateLocal('iou.trackedAmount', {formattedAmount, comment: TransactionUtils.getDescription(linkedTransaction) ?? ''});
+            return Localize.translateLocal('iou.trackedAmount', {formattedAmount, comment: TransactionUtils.getMerchantOrDescription(linkedTransaction)});
         }
     }
 
@@ -3507,7 +3507,7 @@ function getReportPreviewMessage(
         linkedTransaction = getLinkedTransaction(iouReportAction);
     }
 
-    let comment = !isEmptyObject(linkedTransaction) ? TransactionUtils.getDescription(linkedTransaction) : undefined;
+    let comment = !isEmptyObject(linkedTransaction) ? TransactionUtils.getMerchantOrDescription(linkedTransaction) : undefined;
     if (!isEmptyObject(originalReportAction) && ReportActionsUtils.isReportPreviewAction(originalReportAction) && ReportActionsUtils.getNumberOfMoneyRequests(originalReportAction) !== 1) {
         comment = undefined;
     }
@@ -7253,7 +7253,7 @@ function getIOUReportActionDisplayMessage(reportAction: OnyxEntry<ReportAction>,
     }
     return Localize.translateLocal(translationKey, {
         formattedAmount,
-        comment: TransactionUtils.getDescription(transaction) ?? '',
+        comment: TransactionUtils.getMerchantOrDescription(transaction),
     });
 }
 
diff --git a/src/libs/TransactionUtils/index.ts b/src/libs/TransactionUtils/index.ts
index 0db771eaa96b..11516af54b28 100644
--- a/src/libs/TransactionUtils/index.ts
+++ b/src/libs/TransactionUtils/index.ts
@@ -416,6 +416,10 @@ function getMerchant(transaction: OnyxInputOrEntry<Transaction>): string {
     return transaction?.modifiedMerchant ? transaction.modifiedMerchant : transaction?.merchant ?? '';
 }
 
+function getMerchantOrDescription(transaction: OnyxEntry<Transaction>) {
+    return !isMerchantMissing(transaction) ? getMerchant(transaction) : getDescription(transaction);
+}
+
 /**
  * Return the reimbursable value. Defaults to true to match BE logic.
  */
@@ -1096,6 +1100,7 @@ export {
     getOriginalCurrency,
     getOriginalAmount,
     getMerchant,
+    getMerchantOrDescription,
     getMCCGroup,
     getCreated,
     getFormattedCreated,