diff --git a/src/main/java/com/fav/daengnyang/domain/account/controller/AccountController.java b/src/main/java/com/fav/daengnyang/domain/account/controller/AccountController.java
index a686f88..f2f9597 100644
--- a/src/main/java/com/fav/daengnyang/domain/account/controller/AccountController.java
+++ b/src/main/java/com/fav/daengnyang/domain/account/controller/AccountController.java
@@ -17,6 +17,7 @@
 import org.springframework.security.core.annotation.AuthenticationPrincipal;
 import org.springframework.web.bind.annotation.*;
 
+import java.util.HashMap;
 import java.util.List;
 
 @RestController
@@ -84,4 +85,11 @@ public ResponseEntity<SuccessResponse<AccountCreateColorResponse>> creatAccountC
         AccountCreateColorResponse response = accountService.createColorAccount(request, memberPrincipal.getMemberId());
         return ResponseEntity.ok(SuccessResponse.ok(response));
     }
+
+    @GetMapping("/name")
+    public SuccessResponse<?> getRandomName(){
+        HashMap<String, String> name = accountService.getRandomName();
+
+        return SuccessResponse.ok(name);
+    }
 }
\ No newline at end of file
diff --git a/src/main/java/com/fav/daengnyang/domain/account/service/AccountService.java b/src/main/java/com/fav/daengnyang/domain/account/service/AccountService.java
index 93e94bd..0f55dcd 100644
--- a/src/main/java/com/fav/daengnyang/domain/account/service/AccountService.java
+++ b/src/main/java/com/fav/daengnyang/domain/account/service/AccountService.java
@@ -59,13 +59,34 @@ public class AccountService {
     @Value("${api.key}")
     private String apiKey;
 
+    private final List<String> names = Arrays.asList(
+            "김민준", "이서준", "박지훈", "최성민", "정우진",
+            "강현우", "조준호", "임태현", "오진우", "윤경민",
+            "허시우", "송유진", "문재현", "장도현", "이기찬",
+            "김남준", "김주원", "박원빈", "김한결", "오병호",
+            "이승현", "김서연", "이지민", "박수빈", "최유진",
+            "정예린", "강은지", "조수아", "임하늘", "오지아",
+            "윤나연", "허민지", "송경희", "문진아", "장현정",
+            "이소희", "김가연", "김유나", "박소연", "최세진",
+            "김하은", "유서하"
+    );
+    private final Random random = new Random();
     private final List<String> categories = initializeCategories();
 
+    public HashMap<String, String> getRandomName() {
+        int index = random.nextInt(names.size());
+        HashMap<String, String> data = new HashMap<>();
+        data.put("name", names.get(index));
+        return data;
+    }
+
+
     private List<String> initializeCategories() {
         List<String> categoryList = new ArrayList<>();
-        for (int i = 0; i < 4; i++) categoryList.add("식비");
+        for (int i = 0; i < 3; i++) categoryList.add("식비");
         for (int i = 0; i < 2; i++) categoryList.add("교통");
-        for (int i = 0; i < 3; i++) categoryList.add("쇼핑");
+        for (int i = 0; i < 2; i++) categoryList.add("쇼핑");
+        for (int i = 0; i < 1; i++) categoryList.add("반려");
         categoryList.add("기타"); 
         return categoryList;
     }
@@ -179,11 +200,11 @@ public void transferMoney(MemberPrincipal memberPrincipal, TransferRequest trans
         String transferNo = callTransferMoney(member.getDepositAccount(), memberPrincipal.getUserKey(), transferRequest);
         // 2. 메모하기
         log.info("transferNo: {}", transferNo);
-        transactionService.makeMemo(member.getDepositAccount(), transferNo, setMemoCategory(), memberPrincipal.getUserKey());
+        String memo = transferRequest.getName() + "," + setMemoCategory();
+        transactionService.makeMemo(member.getDepositAccount(), transferNo, memo, memberPrincipal.getUserKey());
     }
 
     private String setMemoCategory(){
-        Random random = new Random();
         int index = random.nextInt(categories.size());
         return categories.get(index);
     }
@@ -196,7 +217,7 @@ private String callTransferMoney(String accountNo, String userKey, TransferReque
         body.put("Header", header);
         body.put("accountNo", accountNo);
         body.put("transactionBalance", transferRequest.getAmount());
-        body.put("transferSummary", "출금");
+        body.put("transactionSummary", "출금");
 
         // 2. HttpHeaders 설정
         HttpHeaders headers = new HttpHeaders();
diff --git a/src/main/java/com/fav/daengnyang/domain/account/service/dto/request/TransferRequest.java b/src/main/java/com/fav/daengnyang/domain/account/service/dto/request/TransferRequest.java
index d97dd82..03e8da6 100644
--- a/src/main/java/com/fav/daengnyang/domain/account/service/dto/request/TransferRequest.java
+++ b/src/main/java/com/fav/daengnyang/domain/account/service/dto/request/TransferRequest.java
@@ -16,4 +16,6 @@ public class TransferRequest {
     private String account;
     @NotNull
     private Long amount;
+    @NotBlank
+    private String name;
 }
diff --git a/src/main/java/com/fav/daengnyang/domain/targetDetail/service/TargetDetailService.java b/src/main/java/com/fav/daengnyang/domain/targetDetail/service/TargetDetailService.java
index 7553bae..6d71948 100644
--- a/src/main/java/com/fav/daengnyang/domain/targetDetail/service/TargetDetailService.java
+++ b/src/main/java/com/fav/daengnyang/domain/targetDetail/service/TargetDetailService.java
@@ -65,6 +65,8 @@ private void extractTransactionDetails(String accountNo, String userKey, Transac
 
             // 각 거래 항목의 세부 정보를 리스트에 추가
             for (Map<String, Object> transaction : transactionList) {
+                String name = ((String) transaction.get("transactionMemo")).split(",")[0];
+
                 TransactionDetailResponse detail = TransactionDetailResponse.builder()
                         .transactionUniqueNo(Long.valueOf((String) transaction.get("transactionUniqueNo")))
                         .transactionDate((String) transaction.get("transactionDate"))
@@ -72,7 +74,7 @@ private void extractTransactionDetails(String accountNo, String userKey, Transac
                         .transactionBalance(Long.valueOf(transaction.get("transactionBalance").toString()))
                         .transactionAfterBalance(Long.valueOf(transaction.get("transactionAfterBalance").toString()))
                         .transactionSummary((String) transaction.get("transactionSummary"))
-                        .transactionMemo((String) transaction.get("transactionMemo"))
+                        .transactionMemo(name)
                         .build();
                 transactionDetails.add(detail);
             }