diff --git a/src/init.cpp b/src/init.cpp
index f1a0a49b020c74..a1e5153cb296bb 100644
--- a/src/init.cpp
+++ b/src/init.cpp
@@ -2028,6 +2028,12 @@ bool AppInitMain(NodeContext& node, interfaces::BlockAndHeaderTipInfo* tip_info)
                                               node.mn_activeman.get(), *node.mn_sync, *node.llmq_ctx->isman, node.peerman,
                                               !ignores_incoming_txs);
 
+#ifdef ENABLE_WALLET
+    if (args.GetBoolArg("-disablewallet", DEFAULT_DISABLE_WALLET)) {
+        node.coinjoin_loader = interfaces::MakeCoinJoinLoader(node);
+    }
+#endif // ENABLE_WALLET
+
     // ********************************************************* Step 7d: Setup other Dash services
 
     bool fLoadCacheFiles = !(fReindex || fReindexChainState) && (chainman.ActiveChain().Tip() != nullptr);