diff --git a/src/test/v2/__snapshots__/computation-and-formatting.test.ts.snap b/src/test/v2/__snapshots__/computation-and-formatting.test.ts.snap
index 668d8a10..40b69a01 100644
--- a/src/test/v2/__snapshots__/computation-and-formatting.test.ts.snap
+++ b/src/test/v2/__snapshots__/computation-and-formatting.test.ts.snap
@@ -18,7 +18,7 @@ Object {
         "decimals": 18,
         "id": "0xff795577d9ac8bd7d90ee22b6c1703490b6512fd0x88757f2f99175387ab4c6a4b3067c77a695b0349",
         "lastUpdateTimestamp": 1607000068,
-        "liquidityRate": "0.02707021029693311716",
+        "liquidityRate": "0.02743993708230048129",
         "name": "",
         "reserveLiquidationBonus": "0.05",
         "symbol": "DAI",
diff --git a/src/v2/computations-and-formatting.ts b/src/v2/computations-and-formatting.ts
index 2c18c032..c061cec7 100644
--- a/src/v2/computations-and-formatting.ts
+++ b/src/v2/computations-and-formatting.ts
@@ -411,6 +411,19 @@ export function formatUserSummaryData(
   const userReservesData = userData.reservesData.map(
     ({ reserve, ...userReserve }): ComputedUserReserve => {
       const reserveDecimals = reserve.decimals;
+      const exactLiquidityRate = rayPow(
+        valueToZDBigNumber(reserve.liquidityRate)
+          .dividedBy(SECONDS_PER_YEAR)
+          .plus(RAY),
+        SECONDS_PER_YEAR
+      ).minus(RAY);
+
+      const exactStableBorrowRate = rayPow(
+        valueToZDBigNumber(userReserve.stableBorrowRate)
+          .dividedBy(SECONDS_PER_YEAR)
+          .plus(RAY),
+        SECONDS_PER_YEAR
+      ).minus(RAY);
       return {
         ...userReserve,
         reserve: {
@@ -421,13 +434,13 @@ export function formatUserSummaryData(
             ),
             4
           ),
-          liquidityRate: normalize(reserve.liquidityRate, RAY_DECIMALS),
+          liquidityRate: normalize(exactLiquidityRate, RAY_DECIMALS),
         },
         scaledATokenBalance: normalize(
           userReserve.scaledATokenBalance,
           reserveDecimals
         ),
-        stableBorrowRate: normalize(userReserve.stableBorrowRate, RAY_DECIMALS),
+        stableBorrowRate: normalize(exactStableBorrowRate, RAY_DECIMALS),
         variableBorrowIndex: normalize(
           userReserve.variableBorrowIndex,
           RAY_DECIMALS