diff --git a/libraries/chain/db_market.cpp b/libraries/chain/db_market.cpp
index 2e5c878ddc..c0a733fb63 100644
--- a/libraries/chain/db_market.cpp
+++ b/libraries/chain/db_market.cpp
@@ -99,6 +99,18 @@ bool database::check_for_blackswan( const asset_object& mia, bool enable_black_s
     auto limit_itr = limit_price_index.lower_bound( highest_possible_bid );
     auto limit_end = limit_price_index.upper_bound( lowest_possible_bid );
 
+    price call_pays_price;
+    if( limit_itr != limit_end )
+    {
+       FC_ASSERT( highest.base.asset_id == limit_itr->sell_price.base.asset_id );
+       call_pays_price = limit_itr->sell_price;
+       if( after_core_hardfork_2481 )
+       {
+          // due to margin call fee, we check with MCPP (margin call pays price) here
+          call_pays_price = call_pays_price * bitasset.get_margin_call_pays_ratio();
+       }
+    }
+
     using bsrm_type = bitasset_options::black_swan_response_type;
     const auto bsrm = bitasset.get_black_swan_response_method();
 
@@ -122,13 +134,6 @@ bool database::check_for_blackswan( const asset_object& mia, bool enable_black_s
 
        if( limit_itr != limit_end )
        {
-          FC_ASSERT( highest.base.asset_id == limit_itr->sell_price.base.asset_id );
-          auto call_pays_price = limit_itr->sell_price;
-          if( after_core_hardfork_2481 )
-          {
-             // due to margin call fee, we check with MCPP (margin call pays price) here
-             call_pays_price = call_pays_price * bitasset.get_margin_call_pays_ratio();
-          }
           if( bsrm_type::individual_settlement_to_fund != bsrm )
              highest = std::max( call_pays_price, highest );
           // for individual_settlement_to_fund, if call_pays_price < current_feed.max_short_squeeze_price(),