diff --git a/packages/core/src/util/combinators.ts b/packages/core/src/util/combinators.ts
index e502d229f..9ebb3b6cc 100644
--- a/packages/core/src/util/combinators.ts
+++ b/packages/core/src/util/combinators.ts
@@ -35,18 +35,6 @@ export interface CombinatorSubSchemaRenderInfo {
 
 export type CombinatorKeyword = 'anyOf' | 'oneOf' | 'allOf';
 
-const createLabel = (
-  subSchema: JsonSchema,
-  subSchemaIndex: number,
-  keyword: CombinatorKeyword
-): string => {
-  if (subSchema.title) {
-    return subSchema.title;
-  } else {
-    return keyword + '-' + subSchemaIndex;
-  }
-};
-
 export const createCombinatorRenderInfos = (
   combinatorSubSchemas: JsonSchema[],
   rootSchema: JsonSchema,
@@ -56,9 +44,11 @@ export const createCombinatorRenderInfos = (
   uischemas: JsonFormsUISchemaRegistryEntry[]
 ): CombinatorSubSchemaRenderInfo[] =>
   combinatorSubSchemas.map((subSchema, subSchemaIndex) => {
-    const schema = subSchema.$ref
-      ? Resolve.schema(rootSchema, subSchema.$ref, rootSchema)
-      : subSchema;
+    const resolvedSubSchema =
+      subSchema.$ref && Resolve.schema(rootSchema, subSchema.$ref, rootSchema);
+
+    const schema = resolvedSubSchema ?? subSchema;
+
     return {
       schema,
       uischema: findUISchema(
@@ -70,6 +60,9 @@ export const createCombinatorRenderInfos = (
         control,
         rootSchema
       ),
-      label: createLabel(subSchema, subSchemaIndex, keyword),
+      label:
+        subSchema.title ??
+        resolvedSubSchema.title ??
+        `${keyword}-${subSchemaIndex}`,
     };
   });
diff --git a/packages/core/test/util/combinators.test.ts b/packages/core/test/util/combinators.test.ts
new file mode 100644
index 000000000..548760967
--- /dev/null
+++ b/packages/core/test/util/combinators.test.ts
@@ -0,0 +1,82 @@
+import test from 'ava';
+import { createCombinatorRenderInfos } from '../../src/util/combinators';
+import { ControlElement } from '../../src';
+
+const rootSchema = {
+  type: 'object',
+  properties: {
+    widget: {
+      anyOf: [
+        {
+          $ref: '#/definitions/Dua',
+        },
+        {
+          $ref: '#/definitions/Lipa',
+        },
+      ],
+    },
+  },
+  definitions: {
+    Dua: {
+      title: 'Dua',
+      type: 'object',
+      properties: { name: { type: 'string' } },
+    },
+    Lipa: {
+      title: 'Lipa',
+      type: 'object',
+      properties: { name: { type: 'string' } },
+    },
+  },
+};
+
+const rootSchemaWithOverrides = {
+  ...rootSchema,
+  properties: {
+    ...rootSchema.properties,
+    widget: {
+      ...rootSchema.properties.widget,
+      anyOf: [
+        {
+          ...rootSchema.properties.widget.anyOf[0],
+          title: 'DuaOverride',
+        },
+        {
+          ...rootSchema.properties.widget.anyOf[1],
+          title: 'LipaOverride',
+        },
+      ],
+    },
+  },
+};
+
+const control: ControlElement = {
+  type: 'Control',
+  scope: '#',
+};
+
+test('createCombinatorRenderInfos - uses titles for labels when subschemas are refs', (t) => {
+  const [duaRenderInfo, lipaRenderInfo] = createCombinatorRenderInfos(
+    rootSchema.properties.widget.anyOf,
+    rootSchema,
+    'anyOf',
+    control,
+    'widget',
+    []
+  );
+  t.deepEqual(duaRenderInfo.label, 'Dua');
+  t.deepEqual(lipaRenderInfo.label, 'Lipa');
+});
+
+test('createCombinatorRenderInfos - uses overrides for labels when subschemas are refs', (t) => {
+  const [duaRenderInfo, lipaRenderInfo] = createCombinatorRenderInfos(
+    rootSchemaWithOverrides.properties.widget.anyOf,
+    rootSchemaWithOverrides,
+    'anyOf',
+    control,
+    'widget',
+    []
+  );
+  t.deepEqual(duaRenderInfo.label, 'DuaOverride');
+  t.deepEqual(lipaRenderInfo.label, 'LipaOverride');
+});