diff --git a/pkg/ingester/instance.go b/pkg/ingester/instance.go
index 68fba68eb9647..f6cf1d22345f7 100644
--- a/pkg/ingester/instance.go
+++ b/pkg/ingester/instance.go
@@ -132,7 +132,7 @@ func (i *instance) consumeChunk(ctx context.Context, ls labels.Labels, chunk *lo
 	if !ok {
 
 		sortedLabels := i.index.Add(cortexpb.FromLabelsToLabelAdapters(ls), fp)
-		stream = newStream(i.cfg, newLocalStreamRateStrategy(i.limiter), i.instanceID, fp, sortedLabels, i.limiter.UnorderedWrites(i.instanceID), i.metrics)
+		stream = newStream(i.cfg, i.limiter, i.instanceID, fp, sortedLabels, i.limiter.UnorderedWrites(i.instanceID), i.metrics)
 		i.streamsByFP[fp] = stream
 		i.streams[stream.labelsString] = stream
 		i.streamsCreatedTotal.Inc()
@@ -243,7 +243,7 @@ func (i *instance) getOrCreateStream(pushReqStream logproto.Stream, lock bool, r
 	fp := i.getHashForLabels(labels)
 
 	sortedLabels := i.index.Add(cortexpb.FromLabelsToLabelAdapters(labels), fp)
-	stream = newStream(i.cfg, newLocalStreamRateStrategy(i.limiter), i.instanceID, fp, sortedLabels, i.limiter.UnorderedWrites(i.instanceID), i.metrics)
+	stream = newStream(i.cfg, i.limiter, i.instanceID, fp, sortedLabels, i.limiter.UnorderedWrites(i.instanceID), i.metrics)
 	i.streams[pushReqStream.Labels] = stream
 	i.streamsByFP[fp] = stream
 
diff --git a/pkg/ingester/instance_test.go b/pkg/ingester/instance_test.go
index ba044194124c5..28fdd42c5f0da 100644
--- a/pkg/ingester/instance_test.go
+++ b/pkg/ingester/instance_test.go
@@ -198,7 +198,7 @@ func Test_SeriesQuery(t *testing.T) {
 	for _, testStream := range testStreams {
 		stream, err := instance.getOrCreateStream(testStream, false, recordPool.GetRecord())
 		require.NoError(t, err)
-		chunk := newStream(cfg, newLocalStreamRateStrategy(limiter), "fake", 0, nil, true, NilMetrics).NewChunk()
+		chunk := newStream(cfg, limiter, "fake", 0, nil, true, NilMetrics).NewChunk()
 		for _, entry := range testStream.Entries {
 			err = chunk.Append(&entry)
 			require.NoError(t, err)
@@ -364,7 +364,7 @@ func Benchmark_instance_addNewTailer(b *testing.B) {
 	lbs := makeRandomLabels()
 	b.Run("addTailersToNewStream", func(b *testing.B) {
 		for n := 0; n < b.N; n++ {
-			inst.addTailersToNewStream(newStream(nil, newLocalStreamRateStrategy(limiter), "fake", 0, lbs, true, NilMetrics))
+			inst.addTailersToNewStream(newStream(nil, limiter, "fake", 0, lbs, true, NilMetrics))
 		}
 	})
 }
diff --git a/pkg/ingester/limiter.go b/pkg/ingester/limiter.go
index 436025ab9b09f..fea7f856ae3ef 100644
--- a/pkg/ingester/limiter.go
+++ b/pkg/ingester/limiter.go
@@ -4,8 +4,8 @@ import (
 	"fmt"
 	"math"
 	"sync"
+	"time"
 
-	cortex_limiter "github.com/cortexproject/cortex/pkg/util/limiter"
 	"golang.org/x/time/rate"
 
 	"github.com/grafana/loki/pkg/validation"
@@ -129,27 +129,53 @@ func (l *Limiter) minNonZero(first, second int) int {
 	return first
 }
 
-type localStrategy struct {
-	limiter *Limiter
+type RateLimiterStrategy interface {
+	RateLimit(tenant string) validation.RateLimit
 }
 
-func newLocalStreamRateStrategy(l *Limiter) cortex_limiter.RateLimiterStrategy {
-	return &localStrategy{
-		limiter: l,
+func (l *Limiter) RateLimit(tenant string) validation.RateLimit {
+	if l.disabled {
+		return validation.Unlimited
 	}
+
+	return l.limits.PerStreamRateLimit(tenant)
 }
 
-func (s *localStrategy) Limit(userID string) float64 {
-	if s.limiter.disabled {
-		return float64(rate.Inf)
+type StreamRateLimiter struct {
+	recheckPeriod time.Duration
+	recheckAt     time.Time
+	strategy      RateLimiterStrategy
+	tenant        string
+	lim           *rate.Limiter
+}
+
+func NewStreamRateLimiter(strategy RateLimiterStrategy, tenant string, recheckPeriod time.Duration) *StreamRateLimiter {
+	rl := strategy.RateLimit(tenant)
+	return &StreamRateLimiter{
+		recheckPeriod: recheckPeriod,
+		strategy:      strategy,
+		tenant:        tenant,
+		lim:           rate.NewLimiter(rl.Limit, rl.Burst),
 	}
-	return float64(s.limiter.limits.MaxLocalStreamRateBytes(userID))
 }
 
-func (s *localStrategy) Burst(userID string) int {
-	if s.limiter.disabled {
-		// Burst is ignored when limit = rate.Inf
-		return 0
+func (l *StreamRateLimiter) AllowN(at time.Time, n int) bool {
+	now := time.Now()
+	if now.After(l.recheckAt) {
+		l.recheckAt = now.Add(l.recheckPeriod)
+
+		oldLim := l.lim.Limit()
+		oldBurst := l.lim.Burst()
+
+		next := l.strategy.RateLimit(l.tenant)
+
+		if oldLim != next.Limit || oldBurst != next.Burst {
+			// Edge case: rate.Inf doesn't advance nicely when reconfigured.
+			// To simplify, we just create a new limiter after reconfiguration rather
+			// than alter the existing one.
+			l.lim = rate.NewLimiter(next.Limit, next.Burst)
+		}
 	}
-	return s.limiter.limits.MaxLocalStreamBurstRateBytes(userID)
+
+	return l.lim.AllowN(at, n)
 }
diff --git a/pkg/ingester/limiter_test.go b/pkg/ingester/limiter_test.go
index 3be6c20cce3b1..b9646bb27d18f 100644
--- a/pkg/ingester/limiter_test.go
+++ b/pkg/ingester/limiter_test.go
@@ -4,9 +4,11 @@ import (
 	"fmt"
 	"math"
 	"testing"
+	"time"
 
 	"github.com/stretchr/testify/assert"
 	"github.com/stretchr/testify/require"
+	"golang.org/x/time/rate"
 
 	"github.com/grafana/loki/pkg/validation"
 )
@@ -168,3 +170,44 @@ type ringCountMock struct {
 func (m *ringCountMock) HealthyInstancesCount() int {
 	return m.count
 }
+
+// Assert some of the weirder (bug?) behavior of golang.org/x/time/rate
+func TestGoLimiter(t *testing.T) {
+	for _, tc := range []struct {
+		desc  string
+		lim   *rate.Limiter
+		at    time.Time
+		burst int
+		limit rate.Limit
+		allow int
+		exp   bool
+	}{
+		{
+			// I (owen-d) think this _should_ work and am supplying this test
+			// case by way of explanation for how the StreamRateLimiter
+			// works around the rate.Inf edge case.
+			desc:  "changing inf limits unnecessarily cordons",
+			lim:   rate.NewLimiter(rate.Inf, 0),
+			at:    time.Now(),
+			burst: 2,
+			limit: 1,
+			allow: 1,
+			exp:   false,
+		},
+		{
+			desc:  "non inf limit works",
+			lim:   rate.NewLimiter(1, 2),
+			at:    time.Now(),
+			burst: 2,
+			limit: 1,
+			allow: 1,
+			exp:   true,
+		},
+	} {
+		t.Run(tc.desc, func(t *testing.T) {
+			tc.lim.SetBurstAt(tc.at, tc.burst)
+			tc.lim.SetLimitAt(tc.at, tc.limit)
+			require.Equal(t, tc.exp, tc.lim.AllowN(tc.at, tc.allow))
+		})
+	}
+}
diff --git a/pkg/ingester/stream.go b/pkg/ingester/stream.go
index 85af2a9704c73..dee33325229b5 100644
--- a/pkg/ingester/stream.go
+++ b/pkg/ingester/stream.go
@@ -8,7 +8,6 @@ import (
 	"sync"
 	"time"
 
-	"github.com/cortexproject/cortex/pkg/util/limiter"
 	util_log "github.com/cortexproject/cortex/pkg/util/log"
 	"github.com/go-kit/kit/log/level"
 	"github.com/pkg/errors"
@@ -66,7 +65,7 @@ type line struct {
 }
 
 type stream struct {
-	limiter *limiter.RateLimiter
+	limiter *StreamRateLimiter
 	cfg     *Config
 	tenant  string
 	// Newest chunk at chunks[n-1].
@@ -116,9 +115,9 @@ type entryWithError struct {
 	e     error
 }
 
-func newStream(cfg *Config, limits limiter.RateLimiterStrategy, tenant string, fp model.Fingerprint, labels labels.Labels, unorderedWrites bool, metrics *ingesterMetrics) *stream {
+func newStream(cfg *Config, limits RateLimiterStrategy, tenant string, fp model.Fingerprint, labels labels.Labels, unorderedWrites bool, metrics *ingesterMetrics) *stream {
 	return &stream{
-		limiter:         limiter.NewRateLimiter(limits, 10*time.Second),
+		limiter:         NewStreamRateLimiter(limits, tenant, 10*time.Second),
 		cfg:             cfg,
 		fp:              fp,
 		labels:          labels,
@@ -240,7 +239,7 @@ func (s *stream) Push(
 		}
 		// Check if this this should be rate limited.
 		now := time.Now()
-		if !s.limiter.AllowN(now, s.tenant, len(entries[i].Line)) {
+		if !s.limiter.AllowN(now, len(entries[i].Line)) {
 			failedEntriesWithError = append(failedEntriesWithError, entryWithError{&entries[i], ErrStreamRateLimit})
 			rateLimitedSamples++
 			rateLimitedBytes += len(entries[i].Line)
diff --git a/pkg/ingester/stream_test.go b/pkg/ingester/stream_test.go
index 0d86b9b884f6b..a885227f466ed 100644
--- a/pkg/ingester/stream_test.go
+++ b/pkg/ingester/stream_test.go
@@ -53,7 +53,7 @@ func TestMaxReturnedStreamsErrors(t *testing.T) {
 			cfg.MaxReturnedErrors = tc.limit
 			s := newStream(
 				cfg,
-				newLocalStreamRateStrategy(limiter),
+				limiter,
 				"fake",
 				model.Fingerprint(0),
 				labels.Labels{
@@ -98,7 +98,7 @@ func TestPushDeduplication(t *testing.T) {
 
 	s := newStream(
 		defaultConfig(),
-		newLocalStreamRateStrategy(limiter),
+		limiter,
 		"fake",
 		model.Fingerprint(0),
 		labels.Labels{
@@ -127,7 +127,7 @@ func TestPushRejectOldCounter(t *testing.T) {
 
 	s := newStream(
 		defaultConfig(),
-		newLocalStreamRateStrategy(limiter),
+		limiter,
 		"fake",
 		model.Fingerprint(0),
 		labels.Labels{
@@ -221,7 +221,7 @@ func TestUnorderedPush(t *testing.T) {
 
 	s := newStream(
 		&cfg,
-		newLocalStreamRateStrategy(limiter),
+		limiter,
 		"fake",
 		model.Fingerprint(0),
 		labels.Labels{
@@ -319,7 +319,7 @@ func TestPushRateLimit(t *testing.T) {
 
 	s := newStream(
 		defaultConfig(),
-		newLocalStreamRateStrategy(limiter),
+		limiter,
 		"fake",
 		model.Fingerprint(0),
 		labels.Labels{
@@ -360,7 +360,7 @@ func Benchmark_PushStream(b *testing.B) {
 	require.NoError(b, err)
 	limiter := NewLimiter(limits, NilMetrics, &ringCountMock{count: 1}, 1)
 
-	s := newStream(&Config{}, newLocalStreamRateStrategy(limiter), "fake", model.Fingerprint(0), ls, true, NilMetrics)
+	s := newStream(&Config{}, limiter, "fake", model.Fingerprint(0), ls, true, NilMetrics)
 	t, err := newTailer("foo", `{namespace="loki-dev"}`, &fakeTailServer{})
 	require.NoError(b, err)
 
diff --git a/pkg/validation/limits.go b/pkg/validation/limits.go
index 0fdf09dd224f9..2a8443637948e 100644
--- a/pkg/validation/limits.go
+++ b/pkg/validation/limits.go
@@ -8,6 +8,7 @@ import (
 
 	"github.com/prometheus/common/model"
 	"github.com/prometheus/prometheus/pkg/labels"
+	"golang.org/x/time/rate"
 
 	"github.com/grafana/loki/pkg/logql"
 	"github.com/grafana/loki/pkg/util/flagext"
@@ -432,6 +433,14 @@ func (o *Overrides) DefaultLimits() *Limits {
 	return o.defaultLimits
 }
 
+func (o *Overrides) PerStreamRateLimit(userID string) RateLimit {
+	user := o.getOverridesForUser(userID)
+	return RateLimit{
+		Limit: rate.Limit(float64(user.MaxLocalStreamRateBytes.Val())),
+		Burst: user.MaxLocalStreamBurstRateBytes.Val(),
+	}
+}
+
 func (o *Overrides) getOverridesForUser(userID string) *Limits {
 	if o.tenantLimits != nil {
 		l := o.tenantLimits.TenantLimits(userID)
diff --git a/pkg/validation/rate.go b/pkg/validation/rate.go
new file mode 100644
index 0000000000000..f8a485126b69f
--- /dev/null
+++ b/pkg/validation/rate.go
@@ -0,0 +1,17 @@
+package validation
+
+import "golang.org/x/time/rate"
+
+// RateLimit is a colocated limit & burst config. It largely exists to
+// eliminate accidental misconfigurations due to race conditions when
+// requesting the limit & burst config sequentially, between which the
+// Limits configuration may have updated.
+type RateLimit struct {
+	Limit rate.Limit
+	Burst int
+}
+
+var Unlimited = RateLimit{
+	Limit: rate.Inf,
+	Burst: 0,
+}