diff --git a/core/lib/generators/solidus/install/app_templates/payment_method/none.rb b/core/lib/generators/solidus/install/app_templates/payment_method/none.rb
new file mode 100644
index 00000000000..740503eb56b
--- /dev/null
+++ b/core/lib/generators/solidus/install/app_templates/payment_method/none.rb
@@ -0,0 +1 @@
+# noop
diff --git a/core/lib/generators/solidus/install/install_generator.rb b/core/lib/generators/solidus/install/install_generator.rb
index 7e04397493f..54a19f853fe 100644
--- a/core/lib/generators/solidus/install/install_generator.rb
+++ b/core/lib/generators/solidus/install/install_generator.rb
@@ -28,6 +28,10 @@ class InstallGenerator < Rails::Generators::AppBase
       none
     ]
 
+    PAYMENT_METHODS = %w[
+      none
+    ]
+
     class_option :migrate, type: :boolean, default: true, banner: 'Run Solidus migrations'
     class_option :seed, type: :boolean, default: true, banner: 'Load seed data (migrations must be run)'
     class_option :sample, type: :boolean, default: true, banner: 'Load sample data (migrations and seeds must be run)'
@@ -41,6 +45,7 @@ class InstallGenerator < Rails::Generators::AppBase
 
     class_option :frontend, type: :string, enum: FRONTENDS + LEGACY_FRONTENDS, default: nil, desc: "Indicates which frontend to install."
     class_option :authentication, type: :string, enum: AUTHENTICATIONS, default: nil, desc: "Indicates which authentication system to install."
+    class_option :payment_method, type: :string, enum: PAYMENT_METHODS, default: nil, desc: "Indicates which payment method to install."
 
     # DEPRECATED
     class_option :with_authentication, type: :boolean, hide: true, default: nil
@@ -59,6 +64,7 @@ def prepare_options
       @load_sample_data = options[:sample] && @run_migrations && @load_seed_data
       @selected_frontend = detect_frontend_to_install
       @selected_authentication = detect_authentication_to_install
+      @selected_payment_method = detect_payment_method_to_install
 
       # Silence verbose output (e.g. Rails migrations will rely on this environment variable)
       ENV['VERBOSE'] = 'false'
@@ -159,6 +165,10 @@ def install_frontend
       apply_template_for :frontend, @selected_frontend
     end
 
+    def install_payment_method
+      apply_template_for :payment_method, @selected_payment_method
+    end
+
     def populate_seed_data
       if @load_seed_data
         say_status :loading, "seed data"
@@ -305,5 +315,18 @@ def detect_authentication_to_install
           TEXT
         )
     end
+
+    def detect_payment_method_to_install
+      options[:payment_method] ||
+        ask_with_description(
+          default: 'none',
+          limited_to: PAYMENT_METHODS,
+          desc: <<~TEXT
+            Which payment method would you like to use?
+
+            - [#{set_color 'none', :bold}] Skip installing a payment method.
+          TEXT
+        )
+    end
   end
 end
diff --git a/core/lib/spree/testing_support/common_rake.rb b/core/lib/spree/testing_support/common_rake.rb
index 82cefcc9d72..d0dde963686 100644
--- a/core/lib/spree/testing_support/common_rake.rb
+++ b/core/lib/spree/testing_support/common_rake.rb
@@ -32,6 +32,7 @@ def initialize
           Dir.pwd, # use the current dir as Rails.root
           "--auto-accept",
           "--authentication=none",
+          "--payment-method=none",
           "--migrate=false",
           "--seed=false",
           "--sample=false",
diff --git a/core/spec/generators/solidus/install/install_generator_spec.rb b/core/spec/generators/solidus/install/install_generator_spec.rb
index a2e74536a76..a6c45bf0556 100644
--- a/core/spec/generators/solidus/install/install_generator_spec.rb
+++ b/core/spec/generators/solidus/install/install_generator_spec.rb
@@ -12,6 +12,7 @@
       aggregate_failures do
         expect(generator.instance_variable_get(:@selected_frontend)).to eq("starter")
         expect(generator.instance_variable_get(:@selected_authentication)).to eq("devise")
+        expect(generator.instance_variable_get(:@selected_payment_method)).to eq("none")
         expect(generator.instance_variable_get(:@run_migrations)).to eq(true)
         expect(generator.instance_variable_get(:@load_seed_data)).to eq(true)
         expect(generator.instance_variable_get(:@load_sample_data)).to eq(true)