fix: update default auth

[RobChangCA]

Pull Request Checklist

• Did you add new tests and confirm existing tests pass? (yarn test)
• Did you update relevant docs? (docs are found in the site folder, and guidelines for updating/adding docs can be found in the contribution guide)
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Default auth state should now have eoa wallets enabled and disable add passkey after signup.
It also resets the auth step to initial if you close the modal. If you have passkey enabled and passkey after signup you should be prompted after the email flow. If you have passkey after signup disabled you should not be prompted after the flow.

Testing steps:

On mobile when you begin login click a non-email method. Close the modal before submitting. When you re-open the modal you should be at the initial state.

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PR-Codex overview

This PR focuses on updating authentication configuration and logic in the UI, specifically regarding external wallets and passkey settings, as well as refining the authentication flow in the AuthCardContent component.

Detailed summary

• Changed showExternalWallets from false to true.
• Changed addPasskey from true to false.
• Added addPasskeyOnSignup to the auth context.
• Modified the onClose callback to set the auth step to initial.
• Updated createPasskeyAfter to use addPasskeyOnSignup.

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