Update `shouldDisableInsert` method logic #291

Job	Run time
release (drizzle-orm)	3m 28s
release (drizzle-kit)	3m 16s
release (drizzle-zod)	3m 12s
release (drizzle-seed)	3m 20s
release (drizzle-typebox)	3m 17s
release (drizzle-valibot)	3m 18s
release (eslint-plugin-drizzle)	3m 13s
	23m 4s

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