Fix algorithm for dynamic reference resolution

[OptimumCode]

Resolves #100

[codecov]

Codecov Report

Attention: Patch coverage is 90.90909% with 1 lines in your changes are missing coverage. Please review.

Project coverage is 90.10%. Comparing base (dd07900) to head (65907fc).
Report is 1 commits behind head on main.

Files	Patch %	Lines
...b/optimumcode/json/schema/internal/SchemaLoader.kt	80.00%	0 Missing and 1 partial ⚠️

Additional details and impacted files

@@           Coverage Diff           @@
##             main     #101   +/-   ##
=======================================
  Coverage   90.10%   90.10%           
=======================================
  Files         108      108           
  Lines        2779     2770    -9     
  Branches      778      772    -6     
=======================================
- Hits         2504     2496    -8     
  Misses         48       48           
+ Partials      227      226    -1     

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