Add Colorado ACA subsidies for immigrants

changelog_entry.yaml

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+- bump: minor
+  changes:
+    added:
+    - Colorado OmniSalud program providing ACA marketplace subsidies for undocumented immigrants and DACA recipients.

policyengine_us/parameters/gov/states/co/hcpf/omnisalud/eligibility/child_max_age.yaml

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+description: Colorado OmniSalud defines children as individuals age 18 and under for eligibility purposes.
+metadata:
+  unit: year
+  period: year
+  label: Colorado OmniSalud child maximum age
+  reference:
+    - title: Colorado OmniSalud Guide 2024
+      href: https://coloradoimmigrant.org/wp-content/uploads/2024/03/Eng.-OmniSalud-Guide-2024.pdf#page=4
+    - title: Connect for Health Colorado OmniSalud 2025 Updates
+      href: https://connectforhealthco.com/get-started/omnisalud/
+
+values:
+  2022-01-01: 18

policyengine_us/parameters/gov/states/co/hcpf/omnisalud/eligibility/covers_daca.yaml

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+description: Colorado OmniSalud covers DACA recipients before 2025, after which they transition to the regular ACA marketplace.
+metadata:
+  unit: bool
+  period: year
+  label: Colorado OmniSalud covers DACA recipients
+  reference:
+    - title: Connect for Health Colorado OmniSalud 2025 Updates
+      href: https://connectforhealthco.com/get-started/omnisalud/
+    - title: Colorado OmniSalud Guide 2024, p. 3
+      href: https://coloradoimmigrant.org/wp-content/uploads/2024/03/Eng.-OmniSalud-Guide-2024.pdf#page=3
+    - title: Health First Colorado - Health Coverage for Immigrants
+      href: https://www.healthfirstcolorado.com/health-coverage-for-immigrants/
+
+values:
+  2022-01-01: true
+  2025-01-01: false

policyengine_us/parameters/gov/states/co/hcpf/omnisalud/eligibility/covers_undocumented_children.yaml

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+description: Colorado OmniSalud covers undocumented children and pregnant individuals before 2025, after which they transition to Health First Colorado (Medicaid).
+metadata:
+  unit: bool
+  period: year
+  label: Colorado OmniSalud covers undocumented children
+  reference:
+    - title: Connect for Health Colorado OmniSalud 2025 Updates
+      href: https://connectforhealthco.com/get-started/omnisalud/
+    - title: Colorado OmniSalud Guide 2024, p. 4
+      href: https://coloradoimmigrant.org/wp-content/uploads/2024/03/Eng.-OmniSalud-Guide-2024.pdf#page=4
+    - title: Health First Colorado - Health Coverage for Immigrants (Cover All Coloradans, HB 22-1289)
+      href: https://www.healthfirstcolorado.com/health-coverage-for-immigrants/
+
+values:
+  2022-01-01: true
+  2025-01-01: false

policyengine_us/parameters/gov/states/co/hcpf/omnisalud/eligibility/in_effect.yaml

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+description: Colorado OmniSalud launched in 2022 to provide health coverage access for immigrants ineligible for federal programs.
+metadata:
+  unit: bool
+  period: year
+  label: Colorado OmniSalud program in effect
+  reference:
+    - title: Colorado OmniSalud Guide 2024, p. 1
+      href: https://coloradoimmigrant.org/wp-content/uploads/2024/03/Eng.-OmniSalud-Guide-2024.pdf#page=1
+    - title: Connect for Health Colorado OmniSalud Overview
+      href: https://connectforhealthco.com/get-started/omnisalud/
+
+values:
+  2020-01-01: false
+  2022-01-01: true

policyengine_us/parameters/gov/states/co/hcpf/omnisalud/eligibility/income_limit.yaml

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+description: Colorado OmniSalud provides SilverEnhanced Savings financial assistance to individuals with income at or below 150% of the Federal Poverty Level.
+metadata:
+  unit: /1
+  period: year
+  label: Colorado OmniSalud income limit as fraction of FPL
+  reference:
+    - title: Colorado OmniSalud Guide 2024, p. 2
+      href: https://coloradoimmigrant.org/wp-content/uploads/2024/03/Eng.-OmniSalud-Guide-2024.pdf#page=2
+    - title: Connect for Health Colorado OmniSalud Overview
+      href: https://connectforhealthco.com/get-started/omnisalud/
+
+values:
+  2022-01-01: 1.50

policyengine_us/tests/policy/baseline/gov/states/co/hcpf/omnisalud/co_omnisalud.yaml

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+# Tests for Colorado OmniSalud benefit calculation
+# The benefit equals the SLCSP (second lowest cost silver plan) premium
+# for eligible individuals
+
+- name: Eligible undocumented adult receives SLCSP as annual benefit
+  period: 2024
+  input:
+    people:
+      adult:
+        age: 30
+        immigration_status: UNDOCUMENTED
+        is_pregnant: false
+        medicaid_income_level: 1.0  # 100% FPL - under 150% limit
+    tax_units:
+      tax_unit:
+        members: [adult]
+        slcsp: 6_000  # Yearly SLCSP
+    households:
+      household:
+        members: [adult]
+        state_code: CO
+  output:
+    co_omnisalud_eligible: [true]
+    co_omnisalud: 6_000
+
+- name: Ineligible citizen receives zero benefit
+  period: 2024
+  input:
+    people:
+      adult:
+        age: 30
+        immigration_status: CITIZEN
+        is_pregnant: false
+        medicaid_income_level: 1.0  # 100% FPL
+    tax_units:
+      tax_unit:
+        members: [adult]
+        slcsp: 6_000
+    households:
+      household:
+        members: [adult]
+        state_code: CO
+  output:
+    co_omnisalud_eligible: [false]
+    co_omnisalud: 0
+
+- name: Tax unit with one eligible member receives benefit
+  period: 2024
+  input:
+    people:
+      citizen_adult:
+        age: 35
+        immigration_status: CITIZEN
+        is_pregnant: false
+        medicaid_income_level: 1.0  # 100% FPL
+      undocumented_spouse:
+        age: 32
+        immigration_status: UNDOCUMENTED
+        is_pregnant: false
+        medicaid_income_level: 1.0  # 100% FPL
+    tax_units:
+      tax_unit:
+        members: [citizen_adult, undocumented_spouse]
+        slcsp: 9_600  # Yearly SLCSP for couple
+    households:
+      household:
+        members: [citizen_adult, undocumented_spouse]
+        state_code: CO
+  output:
+    # Citizen is not eligible, undocumented spouse is eligible
+    co_omnisalud_eligible: [false, true]
+    # Tax unit gets benefit because at least one member is eligible
+    co_omnisalud: 9_600
+
+- name: Income too high - no benefit
+  period: 2024
+  input:
+    people:
+      adult:
+        age: 30
+        immigration_status: UNDOCUMENTED
+        is_pregnant: false
+        medicaid_income_level: 2.0  # 200% FPL - above 150% limit
+    tax_units:
+      tax_unit:
+        members: [adult]
+        slcsp: 6_000
+    households:
+      household:
+        members: [adult]
+        state_code: CO
+  output:
+    co_omnisalud_eligible: [false]
+    co_omnisalud: 0
+
+- name: Program not in effect before 2022
+  period: 2021
+  input:
+    people:
+      adult:
+        age: 30
+        immigration_status: UNDOCUMENTED
+        is_pregnant: false
+        medicaid_income_level: 1.0  # 100% FPL
+    tax_units:
+      tax_unit:
+        members: [adult]
+        slcsp: 6_000
+    households:
+      household:
+        members: [adult]
+        state_code: CO
+  output:
+    co_omnisalud_eligible: [false]
+    co_omnisalud: 0

policyengine_us/tests/policy/baseline/gov/states/co/hcpf/omnisalud/eligibility/co_omnisalud_eligible.yaml

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+# Tests for overall Colorado OmniSalud eligibility
+
+- name: Undocumented adult with low income eligible
+  period: 2024
+  input:
+    age: 30
+    immigration_status: UNDOCUMENTED
+    is_pregnant: false
+    medicaid_income_level: 1.0  # 100% FPL
+    state_code: CO
+  output:
+    co_omnisalud_eligible: true
+
+- name: Undocumented adult with income too high NOT eligible
+  period: 2024
+  input:
+    age: 30
+    immigration_status: UNDOCUMENTED
+    is_pregnant: false
+    medicaid_income_level: 2.0  # 200% FPL (above 150% limit)
+    state_code: CO
+  output:
+    co_omnisalud_eligible: false
+
+- name: DACA recipient with low income eligible in 2024
+  period: 2024
+  input:
+    age: 25
+    immigration_status: DACA
+    is_pregnant: false
+    medicaid_income_level: 1.0  # 100% FPL
+    state_code: CO
+  output:
+    co_omnisalud_eligible: true
+
+- name: DACA recipient NOT eligible in 2025
+  period: 2025
+  input:
+    age: 25
+    immigration_status: DACA
+    is_pregnant: false
+    medicaid_income_level: 1.0  # 100% FPL
+    state_code: CO
+  output:
+    co_omnisalud_eligible: false
+
+- name: US citizen NOT eligible regardless of income
+  period: 2024
+  input:
+    age: 30
+    immigration_status: CITIZEN
+    is_pregnant: false
+    medicaid_income_level: 1.0  # 100% FPL
+    state_code: CO
+  output:
+    co_omnisalud_eligible: false
+
+- name: Program not in effect before 2022
+  period: 2021
+  input:
+    age: 30
+    immigration_status: UNDOCUMENTED
+    is_pregnant: false
+    medicaid_income_level: 1.0  # 100% FPL
+    state_code: CO
+  output:
+    co_omnisalud_eligible: false
+
+- name: NOT eligible at exactly 150% FPL
+  period: 2024
+  input:
+    age: 30
+    immigration_status: UNDOCUMENTED
+    is_pregnant: false
+    medicaid_income_level: 1.5  # 150% FPL (at limit, not below)
+    state_code: CO
+  output:
+    co_omnisalud_eligible: false

policyengine_us/tests/policy/baseline/gov/states/co/hcpf/omnisalud/eligibility/co_omnisalud_immigration_status_eligible.yaml

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+# Tests for Colorado OmniSalud immigration status eligibility
+
+# Undocumented adults are eligible
+- name: Undocumented adult eligible for OmniSalud
+  period: 2024
+  input:
+    age: 30
+    immigration_status: UNDOCUMENTED
+    is_pregnant: false
+    state_code: CO
+  output:
+    co_omnisalud_immigration_status_eligible: true
+
+# DACA recipients eligible before 2025
+- name: DACA recipient eligible in 2024
+  period: 2024
+  input:
+    age: 25
+    immigration_status: DACA
+    is_pregnant: false
+    state_code: CO
+  output:
+    co_omnisalud_immigration_status_eligible: true
+
+- name: DACA recipient NOT eligible in 2025 (moves to regular ACA)
+  period: 2025
+  input:
+    age: 25
+    immigration_status: DACA
+    is_pregnant: false
+    state_code: CO
+  output:
+    co_omnisalud_immigration_status_eligible: false
+
+# Undocumented children eligible before 2025
+- name: Undocumented child eligible in 2024
+  period: 2024
+  input:
+    age: 10
+    immigration_status: UNDOCUMENTED
+    is_pregnant: false
+    state_code: CO
+  output:
+    co_omnisalud_immigration_status_eligible: true
+
+- name: Undocumented child NOT eligible in 2025 (moves to Health First CO)
+  period: 2025
+  input:
+    age: 10
+    immigration_status: UNDOCUMENTED
+    is_pregnant: false
+    state_code: CO
+  output:
+    co_omnisalud_immigration_status_eligible: false
+
+# Undocumented pregnant individuals
+- name: Undocumented pregnant person eligible in 2024
+  period: 2024
+  input:
+    age: 25
+    immigration_status: UNDOCUMENTED
+    is_pregnant: true
+    state_code: CO
+  output:
+    co_omnisalud_immigration_status_eligible: true
+
+- name: Undocumented pregnant person NOT eligible in 2025 (moves to Health First CO)
+  period: 2025
+  input:
+    age: 25
+    immigration_status: UNDOCUMENTED
+    is_pregnant: true
+    state_code: CO
+  output:
+    co_omnisalud_immigration_status_eligible: false
+
+# Undocumented adults still eligible in 2025
+- name: Undocumented adult still eligible in 2025
+  period: 2025
+  input:
+    age: 30
+    immigration_status: UNDOCUMENTED
+    is_pregnant: false
+    state_code: CO
+  output:
+    co_omnisalud_immigration_status_eligible: true
+
+# Citizens and LPRs should NOT be eligible (they use regular programs)
+- name: US citizen NOT eligible for OmniSalud
+  period: 2024
+  input:
+    age: 30
+    immigration_status: CITIZEN
+    is_pregnant: false
+    state_code: CO
+  output:
+    co_omnisalud_immigration_status_eligible: false
+
+- name: LPR NOT eligible for OmniSalud
+  period: 2024
+  input:
+    age: 30
+    immigration_status: LEGAL_PERMANENT_RESIDENT
+    is_pregnant: false
+    state_code: CO
+  output:
+    co_omnisalud_immigration_status_eligible: false
+
+# Non-CO residents not eligible
+- name: Undocumented person in TX not eligible
+  period: 2024
+  input:
+    age: 30
+    immigration_status: UNDOCUMENTED
+    is_pregnant: false
+    state_code: TX
+  output:
+    co_omnisalud_immigration_status_eligible: false