FINERACT-2148: Update instalments interest with zero after charge off…

… with interest recalculation enabled
apache · Dec 13, 2024 · 2531f99 · 2531f99
1 parent d57906d
commit 2531f99
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Showing 9 changed files with 440 additions and 7 deletions.
diff --git a/...ests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java b/...ests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java
@@ -73,6 +73,7 @@ public enum DefaultLoanProduct implements LoanProduct {
     LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE_WHOLE_TERM, //
     LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_PRECLOSE_LAST_INSTALLMENT_STRATEGY, //
     LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION, //
+    LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR, //
     ;
 
     @Override

diff --git a/...st/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java b/...st/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
@@ -1088,6 +1088,23 @@ public void initialize() throws Exception {
         TestContext.INSTANCE.set(
                 TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADVANCED_CUSTOM_PAYMENT_ALLOCATION_INTEREST_RECALCULATION_DAILY_EMI_360_30_MULTIDISBURSE,
                 responseLoanProductsRequestLP2AdvCustomPaymentAllocationInterestRecalculationDaily36030MultiDisburse);
+
+        // LP2 + interest recalculation + zero-interest chargeOff behaviour + progressive loan schedule + horizontal
+        // (LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR)
+        final String name51 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR
+                .getName();
+
+        final PostLoanProductsRequest loanProductsRequestAdvCustomZeroInterestChargeOffBehaviourProgressiveLoanSchedule = loanProductsRequestFactory
+                .defaultLoanProductsRequestLP2InterestDailyRecalculation()//
+                .name(name51)//
+                .paymentAllocation(List.of(//
+                        createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT")))
+                .chargeOffBehaviour("ZERO_INTEREST");//
+        final Response<PostLoanProductsResponse> responseLoanProductsRequestAdvCustomZeroInterestChargeOffBehaviourProgressiveLoanSchedule = loanProductsApi
+                .createLoanProduct(loanProductsRequestAdvCustomZeroInterestChargeOffBehaviourProgressiveLoanSchedule).execute();
+        TestContext.INSTANCE.set(
+                TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR,
+                responseLoanProductsRequestAdvCustomZeroInterestChargeOffBehaviourProgressiveLoanSchedule);
     }
 
     public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,

diff --git a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanStepDef.java b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanStepDef.java
@@ -19,6 +19,7 @@
 package org.apache.fineract.test.stepdef.loan;
 
 import static org.apache.fineract.test.data.TransactionProcessingStrategyCode.ADVANCED_PAYMENT_ALLOCATION;
+import static org.apache.fineract.test.data.loanproduct.DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR;
 import static org.assertj.core.api.Assertions.assertThat;
 import static org.awaitility.Awaitility.await;
 import static org.junit.Assert.assertNotNull;
@@ -2759,6 +2760,34 @@ public void createFullyCustomizedLoanWithInterestRateFrequency(final List<String
         eventCheckHelper.createLoanEventCheck(response);
     }
 
+    @When("Admin creates a new zero charge-off Loan with date: {string}")
+    public void createLoanWithInterestRecalculationAndZeroChargeOffBehaviour(final String date) throws IOException {
+        final Response<PostClientsResponse> clientResponse = testContext().get(TestContextKey.CLIENT_CREATE_RESPONSE);
+        final Long clientId = clientResponse.body().getClientId();
+
+        final DefaultLoanProduct product = DefaultLoanProduct
+                .valueOf(LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR.getName());
+        final Long loanProductId = loanProductResolver.resolve(product);
+
+        final PostLoansRequest loansRequest = loanRequestFactory.defaultLoansRequest(clientId).productId(loanProductId)
+                .principal(new BigDecimal(100)).numberOfRepayments(6).submittedOnDate(date).expectedDisbursementDate(date)
+                .loanTermFrequency(6)//
+                .loanTermFrequencyType(LoanTermFrequencyType.MONTHS.value)//
+                .repaymentEvery(1)//
+                .repaymentFrequencyType(RepaymentFrequencyType.MONTHS.value)//
+                .interestRateFrequencyType(3)//
+                .interestRatePerPeriod(new BigDecimal(7))//
+                .interestType(InterestType.DECLINING_BALANCE.value)//
+                .interestCalculationPeriodType(InterestCalculationPeriodTime.DAILY.value)//
+                .transactionProcessingStrategyCode(ADVANCED_PAYMENT_ALLOCATION.value);
+
+        final Response<PostLoansResponse> response = loansApi.calculateLoanScheduleOrSubmitLoanApplication(loansRequest, "").execute();
+        testContext().set(TestContextKey.LOAN_CREATE_RESPONSE, response);
+        ErrorHelper.checkSuccessfulApiCall(response);
+
+        eventCheckHelper.createLoanEventCheck(response);
+    }
+
     private void performLoanDisbursementAndVerifyStatus(final long loanId, final PostLoansLoanIdRequest disburseRequest)
             throws IOException {
         final Response<PostLoansLoanIdResponse> loanDisburseResponse = loansApi.stateTransitions(loanId, disburseRequest, "disburse")

diff --git a/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java b/fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java
@@ -104,6 +104,7 @@ public abstract class TestContextKey {
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP1_ADVANCED_PAYMENT_ALLOCATION_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL = "loanProductCreateResponseLP1ProgressiveLoanScheduleHorizontal";
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE_WHOLE_TERM = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationSameAsRepTillPreCloseWholeTerm";
     public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_INTEREST_RECALCULATION = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmiActualActualInterestRefundFInterestRecalculation";
+    public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyInterestRecalculationZeroInterestChargeOffBehaviour";
     public static final String CHARGE_FOR_LOAN_PERCENT_LATE_CREATE_RESPONSE = "ChargeForLoanPercentLateCreateResponse";
     public static final String CHARGE_FOR_LOAN_PERCENT_LATE_AMOUNT_PLUS_INTEREST_CREATE_RESPONSE = "ChargeForLoanPercentLateAmountPlusInterestCreateResponse";
     public static final String CHARGE_FOR_LOAN_PERCENT_PROCESSING_CREATE_RESPONSE = "ChargeForLoanPercentProcessingCreateResponse";