Skip to content

Commit

Permalink
FINERACT-1981: fix post maturity charge removed by cob on progressive…
Browse files Browse the repository at this point in the history
… loan
  • Loading branch information
magyari-adam authored and galovics committed Dec 7, 2024
1 parent 84f01e0 commit 5635067
Show file tree
Hide file tree
Showing 4 changed files with 88 additions and 1 deletion.
Original file line number Diff line number Diff line change
Expand Up @@ -29,6 +29,7 @@
import org.apache.fineract.portfolio.loanaccount.domain.LoanCharge;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanScheduleDTO;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleModel;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType;

@RequiredArgsConstructor
public class LoanScheduleService {
Expand Down Expand Up @@ -98,7 +99,8 @@ public void regenerateRepaymentScheduleWithInterestRecalculation(final Loan loan
for (final LoanCharge loanCharge : charges) {
if (!loanCharge.isDueAtDisbursement()) {
loan.updateOverdueScheduleInstallment(loanCharge);
if (loanCharge.getDueLocalDate() == null || !DateUtils.isBefore(lastRepaymentDate, loanCharge.getDueLocalDate())) {
if (loanCharge.getDueLocalDate() == null || (!DateUtils.isBefore(lastRepaymentDate, loanCharge.getDueLocalDate())
|| loan.getLoanProductRelatedDetail().getLoanScheduleType().equals(LoanScheduleType.PROGRESSIVE))) {
if ((loanCharge.isInstalmentFee() || !loanCharge.isWaived()) && (loanCharge.getDueLocalDate() == null
|| !DateUtils.isAfter(lastTransactionDate, loanCharge.getDueLocalDate()))) {
loanChargeService.recalculateLoanCharge(loan, loanCharge, generatorDTO.getPenaltyWaitPeriod());
Expand Down
Original file line number Diff line number Diff line change
Expand Up @@ -1004,6 +1004,12 @@ protected PostChargesResponse createCharge(Double amount) {
return ChargesHelper.createLoanCharge(requestSpec, responseSpec, payload);
}

protected PostChargesResponse createCharge(Double amount, String currencyCode) {
String payload = ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, amount.toString(), false,
currencyCode);
return ChargesHelper.createLoanCharge(requestSpec, responseSpec, payload);
}

protected PostLoansLoanIdChargesResponse addLoanCharge(Long loanId, Long chargeId, String date, Double amount) {
String payload = LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(chargeId.toString(), date, amount.toString());
return loanTransactionHelper.addChargeForLoan(loanId.intValue(), payload, responseSpec);
Expand Down
Original file line number Diff line number Diff line change
@@ -0,0 +1,68 @@
/**
* Licensed to the Apache Software Foundation (ASF) under one
* or more contributor license agreements. See the NOTICE file
* distributed with this work for additional information
* regarding copyright ownership. The ASF licenses this file
* to you under the Apache License, Version 2.0 (the
* "License"); you may not use this file except in compliance
* with the License. You may obtain a copy of the License at
*
* http://www.apache.org/licenses/LICENSE-2.0
*
* Unless required by applicable law or agreed to in writing,
* software distributed under the License is distributed on an
* "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
* KIND, either express or implied. See the License for the
* specific language governing permissions and limitations
* under the License.
*/
package org.apache.fineract.integrationtests;

import java.math.BigDecimal;
import java.time.LocalDate;
import lombok.extern.slf4j.Slf4j;
import org.apache.fineract.client.models.GetLoansLoanIdResponse;
import org.apache.fineract.client.models.PostChargesResponse;
import org.apache.fineract.client.models.PostLoanProductsResponse;
import org.apache.fineract.client.models.PostLoansResponse;
import org.apache.fineract.integrationtests.common.ClientHelper;
import org.junit.jupiter.api.BeforeEach;
import org.junit.jupiter.api.Test;

@Slf4j
public class LoanChargeProgressiveTest extends BaseLoanIntegrationTest {

private Long clientId;
private Long loanId;

// create client, progressive loan product, loan with disburse limit 1000 for the client,
// and disburse 250 on 01 June 2024
@BeforeEach
public void beforeEach() {
runAt("01 June 2024", () -> {
clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId();
final PostLoanProductsResponse loanProductsResponse = loanProductHelper.createLoanProduct(create4IProgressive());
PostLoansResponse postLoansResponse = loanTransactionHelper.applyLoan(
applyLP2ProgressiveLoanRequest(clientId, loanProductsResponse.getResourceId(), "01 June 2024", 1000.0, 10.0, 4, null));
loanId = postLoansResponse.getLoanId();
loanTransactionHelper.approveLoan(loanId, approveLoanRequest(1000.0, "01 June 2024"));
disburseLoan(loanId, BigDecimal.valueOf(250.0), "01 June 2024");
});
}

@Test
public void loanChargeAfterMaturityTest() {
runAt("02 October 2024", () -> {
final PostChargesResponse chargeResponse = createCharge(20.0d, "EUR");
addLoanCharge(loanId, chargeResponse.getResourceId(), "02 October 2024", 20.0d);

final GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId);
validateRepaymentPeriod(loanDetails, 5, LocalDate.of(2024, 10, 2), 0, 20, 0, 0);

executeInlineCOB(loanId);

final GetLoansLoanIdResponse loanDetails2 = loanTransactionHelper.getLoanDetails(loanId);
validateRepaymentPeriod(loanDetails2, 5, LocalDate.of(2024, 10, 2), 0, 20, 0, 0);
});
}
}
Original file line number Diff line number Diff line change
Expand Up @@ -223,14 +223,25 @@ public static String getLoanSpecifiedDueDateJSON(final Integer chargeCalculation
return getLoanSpecifiedDueDateJSON(chargeCalculationType, amount, penalty, ChargesHelper.CHARGE_PAYMENT_MODE_REGULAR);
}

public static String getLoanSpecifiedDueDateJSON(final Integer chargeCalculationType, final String amount, boolean penalty,
String currencyCode) {
return getLoanSpecifiedDueDateJSON(chargeCalculationType, amount, penalty, ChargesHelper.CHARGE_PAYMENT_MODE_REGULAR, currencyCode);
}

public static String getLoanSpecifiedDueDateJSON(final Integer chargeCalculationType, final String amount, final boolean penalty,
final Integer paymentMode) {
return getLoanSpecifiedDueDateJSON(chargeCalculationType, amount, penalty, paymentMode, ChargesHelper.CURRENCY_CODE);
}

public static String getLoanSpecifiedDueDateJSON(final Integer chargeCalculationType, final String amount, final boolean penalty,
final Integer paymentMode, final String currencyCode) {
final HashMap<String, Object> map = populateDefaultsForLoan();
map.put("chargeTimeType", CHARGE_SPECIFIED_DUE_DATE);
map.put("chargePaymentMode", paymentMode);
map.put("penalty", penalty);
map.put("amount", amount);
map.put("chargeCalculationType", chargeCalculationType);
map.put("currencyCode", currencyCode);

String chargesCreateJson = new Gson().toJson(map);
LOG.info("{}", chargesCreateJson);
Expand Down

0 comments on commit 5635067

Please sign in to comment.