fix!: low recall with cosine/dot on v3 index types

[BubbleCal]

This also supports to create v3 IVF_PQ in Rust, then it introduces a breaking change

[codecov-commenter]

Codecov Report

Attention: Patch coverage is 73.91304% with 6 lines in your changes missing coverage. Please review.

Project coverage is 77.92%. Comparing base (c47543f) to head (6ce5d7d).

Files with missing lines	Patch %	Lines
rust/lance-index/src/vector/pq.rs	66.66%	3 Missing ⚠️
rust/lance/src/index/vector/builder.rs	0.00%	0 Missing and 2 partials ⚠️
java/core/lance-jni/src/utils.rs	0.00%	1 Missing ⚠️

Additional details and impacted files

@@            Coverage Diff             @@
##             main    #3141      +/-   ##
==========================================
+ Coverage   77.91%   77.92%   +0.01%     
==========================================
  Files         240      240              
  Lines       81465    81462       -3     
  Branches    81465    81462       -3     
==========================================
+ Hits        63470    63483      +13     
+ Misses      14816    14812       -4     
+ Partials     3179     3167      -12     

Flag	Coverage Δ
unittests	77.92% <73.91%> (+0.01%)	⬆️

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