Fixes overlay for corrupted wallet

[NejcZdovc]

Resolves #13582

Submitter Checklist:

• Submitted a ticket for my issue if one did not already exist.
• Used Github auto-closing keywords in the commit message.
• Added/updated tests for this change (for new code or code which already has tests).
• Ran git rebase -i to squash commits (if needed).
• Tagged reviewers and labelled the pull request as needed.
• Request a security/privacy review as needed. (Ask a Brave employee to help if you cannot access this document.)

Test Plan:

1. clean profile
2. enable payments
3. close browser
4. open ledger-state.json and modify seed (remove some of them)
5. start browser again
6. you should see an overlay
7. clicking on recover should open recover dialog

Expected result

Reviewer Checklist:

• Request a security/privacy review as needed if one was not already requested.

Tests

• Adequate test coverage exists to prevent regressions
• Tests should be independent and work correctly when run individually or as a suite ref
• New files have MPL2 license header

[bsclifton]

++