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[bank] key:operator vs. Parent_company #2816

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ImreSamu opened this issue Jun 25, 2019 · 11 comments
Closed

[bank] key:operator vs. Parent_company #2816

ImreSamu opened this issue Jun 25, 2019 · 11 comments

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@ImreSamu
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ImreSamu commented Jun 25, 2019

Some bank operator is strange for me. ( https://osmlab.github.io/name-suggestion-index/brands/amenity/bank.html )

Imho: the Parent company != OSM Operator

in my sense: operator == operating the bank == Usually visible on bills/contracts with customers; And has a local tax number ....

So I don't think, that the "National Bank of Greece" is visible on the "Banca Românească" bills ;

in this case : "National Bank of Greece" is "A parent company is a company that owns enough voting stock in another firm to control management and operation by influencing or electing its board of directors."
and not the operator.

"amenity": "bank"
"brand": "Banca Românească"
"brand:en": "Romanian Bank"
"brand:ro": "Banca Românească"
"brand:wikidata": "Q4854052"
"brand:wikipedia": "ro:Banca Românească"
"name": "Banca Românească"
"name:en": "Popular Bank of Vicena"
"name:ro": "Banca Românească"
"operator": "National Bank of Greece"
"operator:wikidata": "Q1816028"
"operator:wikipedia": "en:National Bank of Greece"

image
https://en.wikipedia.org/wiki/Banca_Rom%C3%A2neasc%C4%83

@Adamant36
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Adamant36 commented Jun 25, 2019

If National Bank of Greece isn't the operator it can probably just be deleted. There isn't a parent_company tag though unfortunately. That said, sometimes the parent company can also be the operator in my opinion and I still think National Bank of Greece is the operator in this case. It says on the National Bank of Greece's wiki page that it does banking services and that Banca Romaneasca is one of it's accusations. There's no mention of an intermediary firm. I don't know why there would be one either. It's possible the bank operates itself though.

@ImreSamu
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That said, sometimes the parent company can also be the operator in my opinion

sometimes "brand" - "operator" has an

  • 1:1 relationships ( no extra information ; can be added to the wikidata )
  • 1:N relationships ( we can't add to his register - only the local users )

So I think - We should remove all operator=* tags from this repo.

I still think National Bank of Greece is the operator in this case. It says on the National Bank of Greece's wiki page that it does banking services and that Banca Romaneasca is one of it's accusations.

imho:

  • this is a "Bank group" ~ a "Bigger Brand". ( upper in the hierarchy )
  • operator is an opposite ; ~ subcontractor ; so always a lower entity in the hierarchy than the "brand"

so "Brand hierarchy" != "Operator"

@kymckay
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kymckay commented Jun 25, 2019

This is a good point to bring up and something I've also pondered in the past 👍

I' don't personally feel strongly about inclusion/removal of operator tags from NSI.

@ImreSamu
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There isn't a parent_company tag though unfortunately.

The wikidata has 2 Property:

example https://www.wikidata.org/wiki/Q1343118 Bank:"Intesa Sanpaolo" -> subsidiary -> ....

@Adamant36
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So I think - We should remove all operator=* tags from this repo.

I'm not really sure how both the bullet points above lead to removing all operator tags. Both can be true and there would still be legitimate uses of the operator tag. Even if there aren't any in relation to banks. Which I think there are.

operator is an opposite ; ~ subcontractor ; so always a lower entity in the hierarchy than the "brand"

To me, an operator is whoever operates the bank. If it's a lower entity then the brand, then it's a lower entity to the brand. If not though, it's not. According to the wiki "The operator tag is used to name a company, corporation, person or any other entity who is directly in charge of the current operation of a map object." That doesn't sound like it always applies to a lower entity then the brand to me.

I've spent A LOT of time working on the bank file and adding banking information to Wikipedia/Wikidata. You can't really generalize like that. There's many different kinds of banks and a bunch of different ways they are ran or operated.

@Adamant36
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Adamant36 commented Jun 25, 2019

The wikidata has 2 Property

Yes Wikidata does, but there isn't equivalent tags to them in OSM. Which is the more important issue.

Btw, generally speaking isn't it helpful to know who the operator of the bank is since it determines fees and what not?

@ImreSamu
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ImreSamu commented Jun 25, 2019

To me, an operator is whoever operates the bank.

The bank operator need a "Bank license" ... need a local registered number ; local tax number ... so the parent company in different country is not the same
How can you verify - Who "operates" this or that Bank office ?

Yes Wikidata does, but there isn't equivalent tags to them in OSM. Which is the more important issue.

We can invent similar tags or we can use the wikidata - for storing this information ..

but - my problem :

  • we should not store the "parent organisation" info in the operator= key ; this is different semantic info
  • in the armchair - nobody has a reliable information about the operator info of any POI
    • except: discussed in the local OSM mail list and has an agreement

@bhousel
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bhousel commented Jun 25, 2019

This issue with the operator tags keeps coming up, see #2471 and #2736

We know the tag is not supposed to be used for parent company, and people keep doing it anyway. I have told people to stop.

We don't need a tag for parent company because anyone can get this information from wikidata itself.

I'm also inclined to just remove them from the index, since people can not figure out how to use the tag.

@Adamant36
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<I'm also inclined to just remove them from the index, since people can not figure out how to use the tag.

Might as well. It doesn't really matter anyway since the information is on Wikidata. Also, I agree with ImreSamu that its hard to get reliable information about the operator from arm chair mapping. So, its not worth keeping if people don't, or can't, use it correctly.

@1ec5
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1ec5 commented Jun 26, 2019

As a sidenote, some Wikidata entries need to be cleaned up and split because they conflate a bank holding company with another entity, either a parent company or a subsidiary.

(HSBC is a particularly gnarly example that came up recently. In that case, there are multiple levels of corporate hierarchy with nuanced relationships to each other, another reason to avoid adding operator merely because a company “operates” the brand.)

@bhousel
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bhousel commented Jun 27, 2019

Ok, I've removed all the operator tags. I think this is best going forward.

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